AML_Reports & Papers
[Paper] 「A Study on the Anti-Money Laundering Obligations of Specialized Credit Financial Companies」 「여신전문금융회사의 자금세탁방지 의무에 관한 연구 : 신용카드사의 고객확인 의무를 중심으로」 이미선 2025.8
조회수 184
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「A Study on the Anti-Money Laundering Obligations of Specialized Credit Financial Companies : Focusing on the credit card company's obligation to verify customers」
Chapter 1 Introduction 1
Section 1 Background and Purpose of the Study 1
Section 2 Scope and Methods of the Study 4
1. Scope of the Study 4
2. Methods of the Study 5
Chapter 2 AML Customer Due Diligence 6
Section 1 AML Mandate 6
1. Overview and Legal Basis 6
2. Main Structure 8
3. Customer Due Diligence 11
Section 2 Domestic Customer Due Diligence 17
1. Face-to-Face Customer Due Diligence 17
2. Non-Face-to-Face Customer Due Diligence 28
Section 3 International Customer Due Diligence 31
1. United States 31
2. United Kingdom 35
3. Japan 36
4. Others 38
Chapter 3 Limitations of Current Customer Due Diligence 39
Section 1 Institutional Limitations 39
1. Real-Name Financial Transaction Act 39
2. Specific Financial Information Act 44
Section 2 Operational Limitations 47
1. Banks 47
2. Insurance 51
3. Securities 54
4. Specialized Credit Finance Companies 56
Chapter 4: Improving Customer Due Diligence 63
Section 1: Strengthening the Legal System 63
1. Clarifying Legal Standards 63
2. Strengthening the Role of Regulatory Agencies 66
Section 2: Enhanced Operations 68
1. Enhanced Technology Solutions 68
2. Data Management 69
Section 3: Strengthening Internal Controls 70
1. Education and Training Programs 71
2. Strengthening Internal Audit and Monitoring Systems 73
Section 4: Global Consistency 73
1. Compliance with International Standards 73
2. Strengthening International Cooperation and Information Sharing 76
Chapter 5: Conclusion 77
References 80
ABSTRACT 83
「여신전문금융회사의 자금세탁방지 의무에 관한 연구 : 신용카드사의 고객확인 의무를 중심으로」