Reports & Papers

[Paper] 「A Study on the Necessity of Integrated Operation (FraML) of Anti-Money Laundering (AML) and Fraud Detection System (FDS)」 「자금세탁방지(AML)와 이상거래탐지시스템(FDS)의 통합 운영(FraML) 필요성에 관한 연구」 이진경 2024.8

조회수 25

「A Study on the Necessity of Integrated Operation (FraML) of Anti-Money Laundering (AML) and Fraud Detection System (FDS)」 

Chapter 1 Introduction 1

Section 1 Background of the Study 1

Section 2 Purpose of the Study 2

Section 3 Scope and Methods of the Study 2

1. Scope of the Study 2

2. Methods of the Study 3

Chapter 2 Anti-Money Laundering (AML) and Fraud Detection Systems (FDS) 4

Section 1 Anti-Money Laundering (AML) 4

1. AML System 4

2. AML Mandates 7

3. AML Operation and Current Status 13

Section 2 FDS General Theory 15

1. Fraud Detection Systems (FDS) 15

2. Electronic Financial Transactions 18

3. FDS Operation and Current Status 20

Section 3 Laws and Regulations Related to AML and FDS 29

1. Suspicious Transaction Reporting (STR) 29

2. Fraud Detection Systems (FDS) 35

Section 4 Others 40

1. AML Cases 40

2. FDS Cases 42

Chapter 3 The Need for Integrated AML and FDS Operation 48

Section 1: Limitations of Independent Operation of AML and FDS 48

1. Purpose of Operation 48

2. Similarities 49

3. Differences 50

4. Limitations of Independent Operation 51

Section 2: Lack of Dedicated Operational Organization and Personnel 52

1. AML 52

2. FDS 55

Section 3: The Need for Integrated Operation 59

1. Improving Risk Detection Effectiveness 59

2. Training of Experts 59

Chapter 4: Expected Benefits of Integrated FraML Operation 61

Section 1: FraML 61

1. Definition of FraML 61

Section 2: Considerations for Data Processing 63

1. Timeliness 63

2. Strengthening Operator Data Analysis Capabilities 65

3. System Operation-Related Training 65

Section 2: Management Response Measures 66

1. Cost Savings 66

2. Integrated Operation Model 67

Section 3: Technical Response Measures 69

1. Operation of the Cash Transaction Report (CTR) Solution 69

2. Suspicious Transaction Reporting (STR) Solution Operation 70

3. Utilizing Machine Learning Technology 71

4. Strengthening Expertise 72

Chapter 5: Conclusion 74

References 76

ABSTRACT 80


「자금세탁방지(AML)와 이상거래탐지시스템(FDS)의 통합 운영(FraML) 필요성에 관한 연구」



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